By George, I
think we have a hit! With the large
number of people choosing to abandon the large banks, more and more people are
opting for more cost effective options. One of the best up and coming prepaid
cards is the American Express Prepaid Card. This card may be the best in its
class; spends like cash but has the benefits of a credit card.The website makes sure to note this is not a
debit or credit card it is a prepaid card, but no matter what you call it,
don’t forget to mention it is one of the better prepaid cards on the market. - It’s Safer than using cash in most instances.
- No credit check required.
- No overdraft fees. No reoccurring monthly fees.
- Funds replaced if card is lost or stolen.
- Comes with online management tools.
- 24 hour customer service.
- Easy to Load.
- World Class American Express Benefits.
As with most
debit cards and prepaid cards there are some fees but they are very minimal
when compared to other prepaid cards. Check their website for the current list
of fees.
You can load
the card by one of several convenient ways. You can use the direct deposit
feature and load your benefits straight onto your card. You can also reload
from your checking or savings account. You can purchase ($3.95) a Vanilla
reload Network Card (up to $500.00) and load those funds directly onto your
card. Check website for further details.
There is
PASS, which is a card parents can load and give to their teens, this is a good
choice for setting up automatic deposits into your teens account and this card
is customizable. You can choose one of four bright colors and you can also add
an image.Neat huh! Yes, I think so too.
The American
Express Campus Edition Prepaid, this card is similar to the regular American
Express Prepaid Card. Same features and benefits it is just called the campus edition
because it is intended for college students. I think a very good feature of the
card for college students is the roadside assistance, global assist, and
entertainment feature.
Last but not
least is the American Express for Target. You can purchase this card and load
from your local participating Target.
This card is pretty good considering most of the other prepaid cards treat users like second class citizens and there are usually very few benefits and the fees border on being ridiculous. So we welcome a change in the prepaid card market, hopefully other prepaid card issuers will follow suit. Right now American Express have a special going on until June 30, 2012. If you order a card now and
load at least 200.00 on it you will receive a $25.00 complimentary gift card. Get full details at http://www. americanexpress.com
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